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Research allowance calculator

Calculate your research allowance

The research allowance (Forschungszulage) amounts to 25% of eligible R&D costs (SMEs: 35%), on an assessment base of up to €12M per year – for SMEs up to €4,200,000 annually. This calculator estimates your amount in under two minutes, with no sign-up.

As of: July 2026 Source: Bundesfinanzministerium – Forschungszulage

Estimate your potential research allowance in under two minutes – no sign-up, no personal data.

1 Company size

SME per EU definition = fewer than 250 employees and turnover ≤ €50 million or balance sheet total ≤ €43 million. SMEs receive the increased rate (35 % instead of 25 %, for expenses from 28.03.2024).

2 R&D staff costs per year

Simplified estimate based on your research team (employer gross incl. social security contributions). Only the R&D share counts.

Applied R&D staff costs:

3 Contract research optional

Payments to external contractors within the EEA per year. Of this, 60 % is eligible – or 70 % if the contract was awarded after 27 March 2024.

4 Owner work optional

Hours of sole proprietors/shareholders per year (flat hourly rate, max. 2080 h/year).

5 Period & years

Estimated research allowance per year

Show calculation

Success-based fee (10 %)

Your net benefit

Have your result checked in the free funding check

Non-binding estimate based on your input. No commitment, no tax or legal advice within the meaning of the StBerG. FZulG/BSFZ are decisive. Simplified: depreciation on assets (§ 3 (3a)) is not included, and the de-minimis limit on owner work (§ 3 (3) sentences 1–2 in conjunction with § 9 (5)) as well as the group-wide caps (§ 3 (6), § 4 (3)) are not modelled – we review the exact allocation individually. As of: July 2026.

How we calculate

How the research allowance calculation works

The research allowance calculation is done step by step in three stages:

  1. Eligible expenses = R&D staff costs + a share of contract research (60% / 70%) + owner work (up to 2,080 h × flat hourly rate) + the 20% overhead flat rate, provided the project started after 31 December 2025.
  2. Assessment base = eligible expenses, capped at €12M per financial year.
  3. Research allowance = assessment base × funding rate (25%, for SMEs 35%).

Research allowance = assessment base × funding rate

You can find three fully worked cases under research allowance calculation by example.

Worked example (SME, 2026)

5 R&D employees × 70.000 € × 80%€280,000
Contract research 50.000 € × 70%€35,000
Overhead flat rate (20%)€63,000
Assessment base€378,000
SME funding rate35%
Research allowance / year€132,300

Simplified example, non-binding. As of: July 2026.

Funding rates & limits over time

Two things determine the amount: the timing of the expenses (rate and cap) and the project start (including 70% contract research and the 20% overhead flat rate).

Period Rate SME rate Max. assessment base Contract research Owner work Overheads
Aufwendungszeitpunkt 01.07.2020 – 27.03.2024 25% 25% €4M 60 % 40 €/h
Aufwendungszeitpunkt 28.03.2024 – 31.12.2025 25% 35% €10M 60 % / 70 % 70 €/h
Aufwendungszeitpunkt ab 01.01.2026 25% 35% €12M 60 % / 70 % 100 €/h 20%

More on the rates and the cap: Amount & funding rates. Three worked cases are shown in the worked example, and the big-picture overview in the guide.

As of: July 2026 Source: Bundesfinanzministerium – Forschungszulage

Frequently asked questions about amount & calculation

How is the research allowance calculated?

First the eligible expenses are determined (R&D staff costs + a share of contract research + owner work + the 20% overhead flat rate if the project started after 31 Dec 2025). These form the assessment base, capped at €12M per year. The funding rate of 25% (SMEs: 35%) is then applied to the assessment base.

What is the maximum research allowance?

From 2026 the assessment base is up to €12M per financial year. For SMEs that results in maximum funding of €4,200,000 per year (35%).

Which costs are eligible?

Above all employer gross salaries for R&D staff (on a pro-rata basis), 60% or 70% of contract research within the EEA, and the flat-rate owner work of sole traders and shareholders. For projects that started after 31 December 2025, a 20% overhead flat rate is added.

What information do I need for the research allowance calculation?

An initial research allowance calculation needs just four details: whether you are an SME, your annual R&D staff costs, any contract research and the owner-work hours performed. From these the calculator estimates the amount – with no sign-up and no personal data.

Is the calculator binding?

No. The calculator provides a non-binding estimate based on your input and does not replace a proper review. FZulG and BSFZ are decisive. We clarify the exact classification (including the timing of expenses and project start) in the free funding check.

Are you eligible? Find out for free.

The funding check is free, non-binding and takes just a few minutes. You’ll learn whether – and roughly how much – a BSFZ application is worth for you.